Pilots in Germany
According to Par. 193 article 3 VVG
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([German] Insurance Contract Act)
every person residing in Germany is
obliged to effect and to sustain Health
Insurance at least covering out-patient
treatment and hospital care.
Generally every employee is subject to
a compulsory PUBLIC Health Insurance
plan. According to Par. 6 SGB V ([German]
Social Security Code, Fifth Book) you
may be exempted from this regulation
and benefit from world wide medical
care and better service provided by a
a PRIVATE Health plan.
German Home Base
Due to an amendment of EU Regulations (EC) No 883/2004 and 987/2009 resulting
in Regulations (EU) No 1244/2010 and (EU) No 465/2012
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an airline is obliged to
pay social security contributions in the
"home base" country of the pilot.
"Home base" is defined as the place where
the pilot normally starts or ends his or
her period of duty. This may differ from
the pilot´s country of residence and the
country of the airline´s registered office.
About Us
Pilot-Health-Insurance.com is a company of the competence. exclusive. e.k. group. The company was founded in 2001 by Claus EDAM, who graduated in business administration in Cologne in 1989. As an independent insurance broker, it is not tied to any insurance company, building society or bank. All communication and services are provided in English and free of charge. In the field of private health insurance, we guarantee our clients personal advice on the spot throughout Germany.